In-Person Payments

Your payment system should fit the way your business actually operates.

From a simple countertop terminal to a complete point-of-sale environment, Merchant Counselor helps businesses evaluate the technology, processing and payment setup that best fits how they serve their customers.

We start with the operation — not the equipment.

Hot dog cart vendor preparing an order beside an oversized point-of-sale setup — a large touchscreen, handheld devices and card terminals — stamped OVERKILL
Right-sized technology starts with the operation.

Merchant Counselor

Start with your type of operation.

  1. 01

    POS Systems

    For businesses where payments sit alongside ordering, inventory, employees and reporting.

    Learn more about POS Systems
  2. 02

    Restaurants

    For full service, quick service and hybrid operations balancing tables, tickets, tips and online orders.

    Learn more about Restaurants
  3. 03

    Retail

    For storefronts managing checkout speed, inventory counts and returns across one or many locations.

    Learn more about Retail
  4. 04

    Standalone Terminals

    For operations that need dependable card acceptance without the weight of a full system.

    Learn more about Standalone Terminals
  5. 05

    Mobile Payments

    For businesses that take payment away from a counter — in the field, at the table or on site.

    Learn more about Mobile Payments
  6. 06

    Professional Services

    For offices and practices where payments follow appointments, invoices and client records.

    Learn more about Professional Services

A smarter path forward

Improvement doesn't always require starting over.

If your current system works well in some areas but creates problems in others, the first step is understanding what actually needs to change.

Improve My Current Payments
Illustrative auto-shop merchant frustrated beside a payment terminal displaying Call Support

With another provider

Illustrative scenario

Technology

We work across multiple payment environments.

Three real-world payment settings side by side: a barista taking a card payment at a café counter, a server presenting a handheld terminal at a restaurant table, and a market vendor accepting a contactless payment on a phone

Merchant Counselor works with multiple processors, POS platforms, terminal providers and payment technologies.

That flexibility gives us more than one way to solve a problem.

The technology is the tool. The business determines which tool makes sense.

View Technology & Partners →

How Merchant Counselor helps.

  1. Laptop displaying payment analysis beside a sketched workflow.

    Assess

    Understand the operation, current POS or equipment, processing setup, workflow and pain points.

  2. Three payment option cards arranged for comparison.

    Advise

    Compare appropriate technologies and payment structures, including the trade-offs of each option.

  3. Payment terminal showing a completed setup check.

    Implement

    Help coordinate equipment, processing, configuration, installation and transition when changes are needed.

  4. Laptop showing payment performance improving over time.

    Optimize

    Continue reviewing the environment as the business, technology or payment needs change.

Not sure whether you need a terminal, a POS system or something else?

You don't need to figure that out before contacting us. Tell us how your business operates, what you use today and what you'd like to improve. We'll help determine the next step.

Talk to a Merchant Counselor

No product pitch required